Wirex
Wirex Card — EEA electronic-money program
The card accesses an electronic-money balance. Currency exchange and network conversion are subject to the agreement and region-specific fees; current crypto conversion quotes are shown in the app.
最近更新: 2026-10-18 · 在 14 天复核周期内 · 仅供教育与研究，不构成投资、法律或税务建议。
项目生命周期: ACTIVE · 新申请状态: CONDITIONAL
- Issuer agreement and regional fee/limit schedules read; no application attempted.
- Current program documents do not guarantee an open application or individual approval.
字段复核队列（证据核对周期 14 天）
- availability: 2026-10-18 · CURRENT · wirex-eea-card-terms, wirex-fees, wirex-limits
- residence: 2026-10-18 · CURRENT · wirex-eea-card-terms
- costRules: 2026-10-18 · CURRENT · wirex-fees, wirex-eea-card-terms
- fees.monthly: 未知 · UNKNOWN ·
- fees.issuance: 2026-10-18 · CURRENT · wirex-fees
- fees.funding: 未知 · UNKNOWN ·
- fees.conversion: 未知 · UNKNOWN ·
- fees.spread: 未知 · UNKNOWN ·
- fees.fx: 未知 · UNKNOWN ·
- fees.atm: 未知 · UNKNOWN ·
- fees.withdrawal: 未知 · UNKNOWN ·
- rewards: 未知 · UNKNOWN ·
核对已记录的居住条件
仅核对填写的居住事实。国籍、税务居民、发行、配送、账户核验及个人审批分别判断。输入仅保留在本页。
计算已记录的项目费用
v2 教学场景。请填写费用扣取前、以卡币种计价的本金；不获取实时汇率，也不授权交易。未填事件事实保持未知。输入仅保留在本页。
旧版汇总模型限制
这些保守的 v1 缺项为旧调用保留。下方 v2 场景可判定已表示的条件；未知价格和交易限制仍单独列明。
- Current crypto conversion quote / spread · 来源: wirex-fees
- Applicable currency conversion cost · 来源: wirex-eea-card-terms
- ATM operator charge · 来源: wirex-fees
- Other applicable account/funding charges not fully captured · 来源: wirex-fees, wirex-eea-card-terms
已记录条款、平台声明与未决事实
来源文字保留记录时的语言。官方文件核验不等于直接实测产品。以下条件费用不自动视为每月固定收费。
文件记载条款 · evidence-4
Agreement describes electronic money rather than a bank deposit and says the deposit compensation scheme does not apply; safeguarding is referenced.
rights; Clauses 2.3 and 24; EEA only · 条款核对日期: 2026-10-18
- Actual safeguarding performance
- Insolvency outcome
- Independent legal enforceability
来源: Wirex Debit Mastercard Terms and Conditions (wirex-eea-card-terms)
文件记载条款 · evidence-5
EUR 200 monthly allowance then 2% on excess; operator and FX charges may be additional.
fees.atm; EEA rows; monthly allowance and prior use matter · 条款核对日期: 2026-10-18
- ATM operator charge
- Current FX and crypto quote
文件记载条款 · issuance-and-shipping
Issuance EUR 0; standard delivery EUR 5 or DHL delivery EUR 15 are separate conditional charges.
Wirex Fees — EEA card issuance and standard / DHL delivery rows · 条款核对日期: 2026-10-19
- Captured official terms, not directly tested or human approved.
- Only the named conditional fee/component is executable; unknowns remain separate.
产品结构
- 提供商
- Wirex
- 发行方
- Transact Payments Malta Limited
- 项目管理方
- Wirex
- 卡类型与卡组织
- 未核验 / MASTERCARD
- 虚拟卡与实体卡
- 是 / 是
- 充值资产
- 未核验
- 充值方式
- Wirex electronic-money account; exact supported funding assets and charges require current app information
- 托管模式
- CUSTODIAL
- KYC 要求
- REQUIRED
- 兑换机制
- The card accesses an electronic-money balance. Currency exchange and network conversion are subject to the agreement and region-specific fees; current crypto conversion quotes are shown in the app.
- 提现条件
- The captured EEA fee schedule gives the first EUR 200 of ATM withdrawals per month without a Wirex withdrawal charge and a 2% charge on the excess. ATM-operator and FX costs can still apply. Limits vary by region and current app conditions.
- 质押要求
- 未核验
- 锁定要求
- 未核验
适用条件
未知，请勿默认符合资格。
The EEA agreement requires age 18 or older and EEA residence, excluding Cyprus and Liechtenstein, together with identity and address checks. · A complete machine-readable supported-country list was not supplied in the captured source handoff; no positive country list is inferred. · The country filter alone cannot evaluate the full application conditions or guarantee approval.
资格核验日期: 2026-10-18
Wirex / Transact Payments Malta Limited
费用与条件
- monthly: 未核验
- issuance: 0 EUR · 2026-10-18 · Wirex
- funding: 未核验
- conversion: 未核验
- spread: 未核验
- fx: 未核验
- atm: 未核验
- withdrawal: 未核验
奖励与条件
未核验
风险披露
- Clause 24 says the electronic money is not a bank deposit covered by the Malta depositor compensation scheme; safeguarding is not unconditional insurance.
- Account verification, spending limits, suspension, redemption and complaints depend on the applicable contract.
- A regional fee schedule does not establish the cost of a specific currency pair or ATM operator.
- The page title says Debit Mastercard, but clause 2.3 calls the arrangement electronic money and says it is not a credit, charge or debit card or a bank account. cardType stays UNKNOWN rather than inventing a PREPAID mapping.
- ATM tiered fees cannot be safely reduced to one unconditional atm percentage in the current calculator schema.
- Physical delivery is EUR 5 standard or EUR 15 DHL Express in the captured EEA rows; delivery cost is separate from card issuance.
- Current monthly/annual fees, Cryptoback percentage/caps, local-card top-up rate and crypto conversion quote remain unknown.