Crypto.com
Crypto.com Midnight prepaid — United Kingdom
Sections 8.1–8.4 describe pooled segregated fiat funds and conversion/loading before payment; the merchant is not shown to receive crypto on-chain.
最近更新: 2026-10-19 · 在 14 天复核周期内 · 仅供教育与研究，不构成投资、法律或税务建议。
项目生命周期: ACTIVE · 新申请状态: OPEN
- The captured official application/programme documents describe a current application route; no application was attempted.
- OPEN describes a documented programme application route, not a guarantee that a person will be accepted.
字段复核队列（证据核对周期 14 天）
- availability: 2026-10-19 · CURRENT · cdc-card-application
- residence: 2026-10-19 · CURRENT · cdc-uk-card-terms
- costRules: 2026-10-19 · CURRENT · cdc-uk-card-fees, cdc-card-application, cdc-uk-card-terms
- fees.monthly: 2026-10-19 · CURRENT · cdc-card-application
- fees.issuance: 未知 · UNKNOWN ·
- fees.funding: 未知 · UNKNOWN ·
- fees.conversion: 未知 · UNKNOWN ·
- fees.spread: 未知 · UNKNOWN ·
- fees.fx: 未知 · UNKNOWN ·
- fees.atm: 未知 · UNKNOWN ·
- fees.withdrawal: 未知 · UNKNOWN ·
- rewards: 未知 · UNKNOWN ·
核对已记录的居住条件
仅核对填写的居住事实。国籍、税务居民、发行、配送、账户核验及个人审批分别判断。输入仅保留在本页。
计算已记录的项目费用
v2 教学场景。请填写费用扣取前、以卡币种计价的本金；不获取实时汇率，也不授权交易。未填事件事实保持未知。输入仅保留在本页。
旧版汇总模型限制
这些保守的 v1 缺项为旧调用保留。下方 v2 场景可判定已表示的条件；未知价格和交易限制仍单独列明。
- Documented conditional loads, first physical/replacement, closure and inactivity charges need channel/event inputs · 来源: cdc-uk-card-fees
- No unconditional current purchase-program percentage was captured · 来源: cdc-uk-card-fees
- Documented non-GBP charge is location-dependent 0.2% or 2%; network quote not included · 来源: cdc-uk-card-fees
- Current crypto sale quote/spread is unknown · 来源: cdc-uk-card-terms
- ATM operator charge is unknown · 来源: cdc-uk-card-fees
已记录条款、平台声明与未决事实
来源文字保留记录时的语言。官方文件核验不等于直接实测产品。以下条件费用不自动视为每月固定收费。
文件记载条款 · monthly-card-fee
Card itself has no monthly fee; separate paid subscription/service tiers are not included.
Card fee wording / Midnight Schedule B or maintenance fee row · 条款核对日期: 2026-10-19
- LevelUp or other account/subscription services can have separate charges.
来源: How to Apply for a Crypto.com Prepaid Card (cdc-card-application)
文件记载条款 · issuer-and-rights
Foris GFS UK Limited issues the virtual/physical prepaid card; card/App crypto service entities differ; section 21.7 disclaims deposit/FSCS insurance and warns of issuer-failure loss.
Sections 1, 3 and 21.7; PDF page 19 (zero-based 18) · 条款核对日期: 2026-10-19
- Section 21.5 concerns lost-card liability, not FSCS.
- Foris DAX UK is App service entity, not inferred programme manager.
文件记载条款 · residence-and-funding
UK resident age 18+ with approved App, identity requirements and no duplicate card; pooled fiat wallet and sell/load-before-spend mechanism.
Sections 2.1(a,c,h) and 8.1–8.4 · 条款核对日期: 2026-10-19
- Individual approval remains separate.
文件记载条款 · atm-tier
Midnight monthly GBP 180 ATM allowance then 2% excess; daily GBP 1,800, monthly GBP 9,000, yearly GBP 66,000 ceilings.
UK Midnight ATM allowance and limits rows · 条款核对日期: 2026-10-19
来源: Crypto.com Prepaid Visa Card Fees and Limits (United Kingdom) (cdc-uk-card-fees)
文件记载条款 · regional-fx
Regional non-GBP charge: {"withinUkEuPercent": 0.2, "outsideUkEuPercent": 2}
UK Midnight foreign-transaction rows · 条款核对日期: 2026-10-19
- Legacy v1 aggregate limitation: No transaction geography input; scalar fees.fx would collapse two distinct rates.
- Applies to non-GBP transactions by location; network quote is separate.
来源: Crypto.com Prepaid Visa Card Fees and Limits (United Kingdom) (cdc-uk-card-fees)
文件记载条款 · physical-card-costs
First physical / replacement card charges: {"firstPhysical": 4.99, "replacement": 45.01}
UK Midnight physical/replacement rows · 条款核对日期: 2026-10-19
- Legacy v1 aggregate limitation: No first-physical/replacement event selector.
- Corresponding physical-card event only.
来源: Crypto.com Prepaid Visa Card Fees and Limits (United Kingdom) (cdc-uk-card-fees)
文件记载条款 · funding-and-closure
Load and closure charges: {"debitLoadPercent": 1, "creditLoadPercent": 1, "closureAmount": 50}
UK loading and closure rows · 条款核对日期: 2026-10-19
- Scenario has no channel or account-closure event.
- Named loading channels or closure only.
来源: Crypto.com Prepaid Visa Card Fees and Limits (United Kingdom) (cdc-uk-card-fees)
文件记载条款 · inactivity-fee
Monthly inactivity charge after twelve months: {"monthsInactive": 12, "monthlyAmount": 6}
UK inactivity row, October 1 effective clause · 条款核对日期: 2026-10-19
生效起日: 2026-10-01 · 有效截止日: 未知
- Legacy v1 aggregate limitation: No inactivity state; ordinary monthly fee remains distinct.
- Twelve months inactive, applicable change effective 2026-10-01.
来源: Crypto.com Prepaid Visa Card Fees and Limits (United Kingdom) (cdc-uk-card-fees)
文件记载条款 · availability-provenance
Current captured programme/application documents support the stated service/application state; individual approval and live application operation were not tested.
Prepaid application, residential address, virtual/physical sequence and card-versus-subscription fee wording · 条款核对日期: 2026-10-19
- ACTIVE is programme status, OPEN is a documented route, neither is a guaranteed personal approval.
来源: How to Apply for a Crypto.com Prepaid Card (cdc-card-application)
未决事实 · unknown-pricing-and-rewards
Current executable crypto quote/spread, individual rewards/points realization, staking/lockup applicability and complete account cost remain unverified.
Limits of captured programme documents · 条款核对日期: 2026-10-19
- Null is unknown or not represented in this model, not a documented zero.
文件记载条款 · annual-card-fee-scope
Application help distinguishes the prepaid card itself having no monthly/annual fee from separately charged LevelUp subscriptions; no subscription fee is assumed zero.
Prepaid card versus LevelUp subscription fee explanation · 条款核对日期: 2026-10-19
- No annual amount field in cardSchema; this does not price a subscription.
来源: How to Apply for a Crypto.com Prepaid Card (cdc-card-application)
文件记载条款 · operating-limits
Captured operating ceilings: {"atmDaily": 1800, "atmMonthly": 9000, "atmYearly": 66000, "maximumBalance": 22000}. These are not authorization guarantees.
UK Midnight ATM and maximum-balance rows · 条款核对日期: 2026-10-19
- Current amount/authorization and history were not tested.
来源: Crypto.com Prepaid Visa Card Fees and Limits (United Kingdom) (cdc-uk-card-fees)
文件记载条款 · fees-and-tax-scope
Section 13.2 listed fees exclude applicable tax. Tax applicability and amount are not established by this calculator.
UK card terms section 13.2; taxes on applicable fees · 条款核对日期: 2026-10-19
- Captured official terms, not directly tested or human approved.
- Only the named conditional fee/component is executable; unknowns remain separate.
产品结构
- 提供商
- Crypto.com
- 发行方
- Foris GFS UK Limited
- 项目管理方
- 未核验
- 卡类型与卡组织
- PREPAID / VISA
- 虚拟卡与实体卡
- 是 / 是
- 充值资产
- GBP
- 充值方式
- Sell supported crypto and/or load fiat into the prepaid card wallet before payment
- 托管模式
- CUSTODIAL
- KYC 要求
- REQUIRED
- 兑换机制
- Sections 8.1–8.4 describe pooled segregated fiat funds and conversion/loading before payment; the merchant is not shown to receive crypto on-chain.
- 提现条件
- Midnight GBP 180 monthly ATM allowance, then 2% on excess plus possible operator/FX charges. Captured limits GBP 1,800/day, GBP 9,000/month and GBP 66,000/year.
- 质押要求
- 未核验
- 锁定要求
- 未核验
适用条件
GB
A documented residence-rule match is not individual account/card approval; identity verification and the current application process remain separate. · Nationality and tax-residency requirements are not inferred from shipping, language or network acceptance. · UK resident, age 18+, approved App account and identity checks; no duplicate card; nationality/tax details not inferred.
资格核验日期: 2026-10-19
费用与条件
- monthly: 0 GBP · 2026-10-19 · Crypto.com
- issuance: 未核验
- funding: 未核验
- conversion: 未核验
- spread: 未核验
- fx: 未核验
- atm: 未核验
- withdrawal: 未核验
奖励与条件
未核验
风险披露
- Official-document verification only; no account, transaction, ATM withdrawal, conversion, reward or complaint tested.
- Crypto sale quotes/spreads and individual onboarding outcomes remain unknown; no personal tax or legal conclusion is made.
- Section 21.7, PDF page 19 (zero-based 18), says e-money is not deposit-insured/FSCS-protected and issuer failure can cause loss. Safeguarding statements do not prove independent bankruptcy remoteness or complete recovery.
- UK resident, age 18+, approved App account and identity checks; no duplicate card; nationality/tax details not inferred.
- First physical card GBP 4.99; replacement GBP 45.01; debit/credit load 1%; closure GBP 50.
- Non-GBP purchase/ATM charge 0.2% within UK/EU and 2% outside UK/EU; a single global FX rate would be incorrect.
- After 12 months inactive: GBP 6 per month effective 2026-10-01, not the older GBP 5; max balance GBP 22,000.
- Midnight only; card monthly/annual fee wording does not make LevelUp subscription charges zero.