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Crypto.com

Crypto.com Midnight prepaid — Singapore resident

Card fiat wallet stores payment value; supported crypto is converted to fiat before loading. App crypto/cash service entity is separate from issuer; current spread is unknown.

最近更新: 2026-10-19 · 在 14 天复核周期内 · 仅供教育与研究,不构成投资、法律或税务建议。

项目生命周期: ACTIVE · 新申请状态: OPEN

字段复核队列(证据核对周期 14 天)
  • availability: 2026-10-19 · CURRENT · cdc-sg-program
  • residence: 2026-10-19 · CURRENT · cdc-sg-resident-limits, cdc-sg-card-terms
  • costRules: 2026-10-19 · CURRENT · cdc-sg-resident-fees, cdc-sg-resident-limits, cdc-card-application, cdc-sg-card-terms
  • fees.monthly: 2026-10-19 · CURRENT · cdc-card-application
  • fees.issuance: 未知 · UNKNOWN ·
  • fees.funding: 未知 · UNKNOWN ·
  • fees.conversion: 未知 · UNKNOWN ·
  • fees.spread: 未知 · UNKNOWN ·
  • fees.fx: 未知 · UNKNOWN ·
  • fees.atm: 未知 · UNKNOWN ·
  • fees.withdrawal: 未知 · UNKNOWN ·
  • rewards: 未知 · UNKNOWN ·

核对已记录的居住条件

仅核对填写的居住事实。国籍、税务居民、发行、配送、账户核验及个人审批分别判断。输入仅保留在本页。

计算已记录的项目费用

v2 教学场景。请填写费用扣取前、以卡币种计价的本金;不获取实时汇率,也不授权交易。未填事件事实保持未知。输入仅保留在本页。

旧版汇总模型限制

这些保守的 v1 缺项为旧调用保留。下方 v2 场景可判定已表示的条件;未知价格和交易限制仍单独列明。

  • Documented channel, physical/replacement, closure and inactivity charges need channel/event inputs · 来源: cdc-sg-resident-fees
  • Foreign Transaction Fee 2% heading has unresolved domestic SGD scope; do not infer universal purchase fee or zero · 来源: cdc-sg-resident-fees
  • Current crypto conversion quote/spread is unknown · 来源: cdc-sg-card-terms
  • Local Singapore ATM is prohibited; overseas allowance SGD 200 then 2% cannot be priced without ATM location; operator costs unknown · 来源: cdc-sg-resident-fees, cdc-sg-resident-limits

正在准备场景控件

使用一个真实发行方计费期或明确的教学周期;这不是上海自然月,也不是闲置计时器。

添加有序交易

按所列顺序消耗明确填写的 ATM 剩余额度。

尚无交易:计算将明确使用零笔。已输入金额时,请先添加交易再计算。

本计费期的具名事件

“已发生”表示发行方闲置条件已满足,且本期计费一个月。本工具不模拟十二个月、不判断是否符合条件,也不计算余额退款。

奖励与独立假设

请选择已记录条款或单独的假设场景。用户声明不等于个人资格确认。输入仅保留在本页。

已记录条款、平台声明与未决事实

来源文字保留记录时的语言。官方文件核验不等于直接实测产品。以下条件费用不自动视为每月固定收费。

文件记载条款 · monthly-card-fee

Card itself has no monthly fee; separate paid subscription/service tiers are not included.

Card fee wording / Midnight Schedule B or maintenance fee row · 条款核对日期: 2026-10-19

  • LevelUp or other account/subscription services can have separate charges.

来源: How to Apply for a Crypto.com Prepaid Card (cdc-card-application)

文件记载条款 · issuer-and-fiat

Foris Asia Pte Ltd (UEN 201630381R) issues the virtual/physical prepaid Visa; card fiat value is loaded after conversion; App service is separate.

Sections 1.1, 3.1 and 7 · 条款核对日期: 2026-10-19

  • Contract licensing statement is a provider statement, not independent MAS register verification.

来源: Foris Visa Prepaid Card Terms — Singapore (cdc-sg-card-terms)

文件记载条款 · resident-eligibility

Singapore residential-address applicants, age 18+, approved App and identity/no-duplicate requirements; residence is not nationality.

Limits page resident-address definition; terms section 3.1 · 条款核对日期: 2026-10-19

  • No broader non-SG eligibility or individual application approval inferred.

来源: Limits to SG Crypto.com Prepaid Visa Card under MAS Payment Services Act (cdc-sg-resident-limits) Foris Visa Prepaid Card Terms — Singapore (cdc-sg-card-terms)

文件记载条款 · overseas-only-atm

Overseas ATM allowance and local prohibition: {"localAtmPermitted": false, "monthlyOverseasFreeAllowance": 200, "excessPercent": 2, "dailyLimit": 500, "monthlyLimit": 5000, "annualLimit": 10000}

Resident fee ATM rows; local ATM prohibition · 条款核对日期: 2026-10-19

  • Scenario lacks ATM location; a global atm rule would wrongly imply domestic service. costRules.atm remains null.
  • Only overseas ATM; operator fees separate.

来源: Crypto.com Prepaid Visa Card Fees and Limits (Singapore – applicable to Singapore residential address users only) (cdc-sg-resident-fees) Limits to SG Crypto.com Prepaid Visa Card under MAS Payment Services Act (cdc-sg-resident-limits)

文件记载条款 · foreign-fee-scope

Foreign Transaction Fee heading with ambiguous domestic scope: {"heading": "Foreign Transaction Fee", "currentPercent": 2, "priorPercent": 0.5, "domesticSgdScope": "UNKNOWN"}

Midnight Foreign Transaction Fee heading and September 1 change · 条款核对日期: 2026-10-19

生效起日: 2026-09-01 · 有效截止日: 未知

  • Cannot decide from this capture whether all domestic SGD transactions are included; no universal purchase/fx rate set.
  • Heading and all-purchases/ATM wording must both be retained.

来源: Crypto.com Prepaid Visa Card Fees and Limits (Singapore – applicable to Singapore residential address users only) (cdc-sg-resident-fees)

文件记载条款 · funding-channel-fees

Channel-specific funding fees: {"debitPercent": 0, "creditPercent": 1, "applePayPercent": 2}

Singapore resident load rows · 条款核对日期: 2026-10-19

  • A zero debit-load fee is not a zero fee for every loading route.
  • Named load channels only.

来源: Crypto.com Prepaid Visa Card Fees and Limits (Singapore – applicable to Singapore residential address users only) (cdc-sg-resident-fees)

文件记载条款 · physical-and-closure

Physical-card and closure costs: {"firstPhysical": 4.99, "replacement": 45.01, "closure": 50}

Singapore resident Midnight event-fee rows · 条款核对日期: 2026-10-19

  • Legacy v1 aggregate limitation: No event selector.
  • Corresponding physical-card or closure event only.

来源: Crypto.com Prepaid Visa Card Fees and Limits (Singapore – applicable to Singapore residential address users only) (cdc-sg-resident-fees)

文件记载条款 · inactivity-fee

Monthly inactivity charge after twelve months: {"monthsInactive": 12, "monthlyAmount": 6}

Inactivity row; September 1 effective note · 条款核对日期: 2026-10-19

生效起日: 2026-09-01 · 有效截止日: 未知

  • Legacy v1 aggregate limitation: No inactivity state; older SGD 5 not carried forward.
  • Twelve months inactive.

来源: Crypto.com Prepaid Visa Card Fees and Limits (Singapore – applicable to Singapore residential address users only) (cdc-sg-resident-fees)

文件记载条款 · programme-limits

Balance and rolling transfer/spend limits: {"maximumBalance": 20000, "rollingTwelveMonthTransferSpend": 100000}

Stored value and rolling twelve-month transfer/spending rows · 条款核对日期: 2026-10-19

  • Cost scenario has no balance or rolling transaction history to validate these ceilings.
  • Singapore resident programme.

来源: Limits to SG Crypto.com Prepaid Visa Card under MAS Payment Services Act (cdc-sg-resident-limits) Crypto.com Prepaid Visa Card Fees and Limits (Singapore – applicable to Singapore residential address users only) (cdc-sg-resident-fees)

文件记载条款 · availability-provenance

Current captured programme/application documents support the stated service/application state; individual approval and live application operation were not tested.

Current App application and Foris Asia issuer information; resident fee link · 条款核对日期: 2026-10-19

  • ACTIVE is programme status, OPEN is a documented route, neither is a guaranteed personal approval.

来源: Crypto.com Visa Card: Earn Up to 5% back on your daily spending (cdc-sg-program)

未决事实 · unknown-pricing-and-rewards

Current executable crypto quote/spread, individual rewards/points realization, staking/lockup applicability and complete account cost remain unverified.

Limits of captured programme documents · 条款核对日期: 2026-10-19

  • Null is unknown or not represented in this model, not a documented zero.

来源: Foris Visa Prepaid Card Terms — Singapore (cdc-sg-card-terms)

文件记载条款 · annual-card-fee-scope

Application help distinguishes the prepaid card itself having no monthly/annual fee from separately charged LevelUp subscriptions; no subscription fee is assumed zero.

Prepaid card versus LevelUp subscription fee explanation · 条款核对日期: 2026-10-19

  • No annual amount field in cardSchema; this does not price a subscription.

来源: How to Apply for a Crypto.com Prepaid Card (cdc-card-application)

产品结构

提供商
Crypto.com
发行方
Foris Asia Pte Ltd
项目管理方
未核验
卡类型与卡组织
PREPAID / VISA
虚拟卡与实体卡
是 / 是
充值资产
SGD
充值方式
Supported crypto converted to fiat before card loading; debit/credit/Apple Pay paths have distinct charges
托管模式
CUSTODIAL
KYC 要求
REQUIRED
兑换机制
Card fiat wallet stores payment value; supported crypto is converted to fiat before loading. App crypto/cash service entity is separate from issuer; current spread is unknown.
提现条件
Local Singapore ATM use is prohibited. Overseas ATM only: Midnight SGD 200 monthly allowance then 2% excess, plus possible operator charges. Limits SGD 500/day, SGD 5,000/month and SGD 10,000/year.
质押要求
未核验
锁定要求
未核验

适用条件

SG

A documented residence-rule match is not individual account/card approval; identity verification and the current application process remain separate. · Nationality and tax-residency requirements are not inferred from shipping, language or network acceptance. · Singapore residential-address programme; age 18+, approved App, identity checks and no duplicate card; citizenship is not inferred from the phrase Singaporean residents.

资格核验日期: 2026-10-19

Crypto.com Foris Asia Pte Ltd

费用与条件

  • monthly: 0 SGD · 2026-10-19 · Crypto.com
  • issuance: 未核验
  • funding: 未核验
  • conversion: 未核验
  • spread: 未核验
  • fx: 未核验
  • atm: 未核验
  • withdrawal: 未核验

奖励与条件

未核验

风险披露

  • Official-document verification only; no account, transaction, ATM withdrawal, conversion, reward or complaint tested.
  • Crypto sale quotes/spreads and individual onboarding outcomes remain unknown; no personal tax or legal conclusion is made.
  • Contract identifies Foris Asia as issuer and claims Major Payment Institution status; MAS registry was not independently checked. Non-Singapore notice is not generalized to Singapore resident protections. No independent insurance/insolvency conclusion is made.
  • Singapore residential-address programme; age 18+, approved App, identity checks and no duplicate card; citizenship is not inferred from the phrase Singaporean residents.
  • Local ATM is not permitted; the overseas ATM rule must not be exposed as an unrestricted domestic quote.
  • Debit load 0%, credit load 1%, Apple Pay load 2%; first physical SGD 4.99, replacement SGD 45.01, closure SGD 50.
  • After 12 months inactive SGD 6/month effective 2026-09-01; maximum balance SGD 20,000 and rolling twelve-month transfer/spend cap SGD 100,000.
  • Foreign Transaction Fee heading lists Midnight all purchases/ATM at 2% after September 1 (older 0.5%); domestic SGD applicability is unclear and not encoded as a universal purchase rate.
官方产品文件 ↗