Crypto.com
Crypto.com Midnight prepaid — Singapore resident
Card fiat wallet stores payment value; supported crypto is converted to fiat before loading. App crypto/cash service entity is separate from issuer; current spread is unknown.
最近更新: 2026-10-19 · 在 14 天复核周期内 · 仅供教育与研究,不构成投资、法律或税务建议。
项目生命周期: ACTIVE · 新申请状态: OPEN
- The captured official application/programme documents describe a current application route; no application was attempted.
- OPEN describes a documented programme application route, not a guarantee that a person will be accepted.
字段复核队列(证据核对周期 14 天)
- availability: 2026-10-19 · CURRENT · cdc-sg-program
- residence: 2026-10-19 · CURRENT · cdc-sg-resident-limits, cdc-sg-card-terms
- costRules: 2026-10-19 · CURRENT · cdc-sg-resident-fees, cdc-sg-resident-limits, cdc-card-application, cdc-sg-card-terms
- fees.monthly: 2026-10-19 · CURRENT · cdc-card-application
- fees.issuance: 未知 · UNKNOWN ·
- fees.funding: 未知 · UNKNOWN ·
- fees.conversion: 未知 · UNKNOWN ·
- fees.spread: 未知 · UNKNOWN ·
- fees.fx: 未知 · UNKNOWN ·
- fees.atm: 未知 · UNKNOWN ·
- fees.withdrawal: 未知 · UNKNOWN ·
- rewards: 未知 · UNKNOWN ·
核对已记录的居住条件
仅核对填写的居住事实。国籍、税务居民、发行、配送、账户核验及个人审批分别判断。输入仅保留在本页。
计算已记录的项目费用
v2 教学场景。请填写费用扣取前、以卡币种计价的本金;不获取实时汇率,也不授权交易。未填事件事实保持未知。输入仅保留在本页。
旧版汇总模型限制
这些保守的 v1 缺项为旧调用保留。下方 v2 场景可判定已表示的条件;未知价格和交易限制仍单独列明。
- Documented channel, physical/replacement, closure and inactivity charges need channel/event inputs · 来源: cdc-sg-resident-fees
- Foreign Transaction Fee 2% heading has unresolved domestic SGD scope; do not infer universal purchase fee or zero · 来源: cdc-sg-resident-fees
- Current crypto conversion quote/spread is unknown · 来源: cdc-sg-card-terms
- Local Singapore ATM is prohibited; overseas allowance SGD 200 then 2% cannot be priced without ATM location; operator costs unknown · 来源: cdc-sg-resident-fees, cdc-sg-resident-limits
已记录条款、平台声明与未决事实
来源文字保留记录时的语言。官方文件核验不等于直接实测产品。以下条件费用不自动视为每月固定收费。
文件记载条款 · monthly-card-fee
Card itself has no monthly fee; separate paid subscription/service tiers are not included.
Card fee wording / Midnight Schedule B or maintenance fee row · 条款核对日期: 2026-10-19
- LevelUp or other account/subscription services can have separate charges.
来源: How to Apply for a Crypto.com Prepaid Card (cdc-card-application)
文件记载条款 · issuer-and-fiat
Foris Asia Pte Ltd (UEN 201630381R) issues the virtual/physical prepaid Visa; card fiat value is loaded after conversion; App service is separate.
Sections 1.1, 3.1 and 7 · 条款核对日期: 2026-10-19
- Contract licensing statement is a provider statement, not independent MAS register verification.
来源: Foris Visa Prepaid Card Terms — Singapore (cdc-sg-card-terms)
文件记载条款 · resident-eligibility
Singapore residential-address applicants, age 18+, approved App and identity/no-duplicate requirements; residence is not nationality.
Limits page resident-address definition; terms section 3.1 · 条款核对日期: 2026-10-19
- No broader non-SG eligibility or individual application approval inferred.
来源: Limits to SG Crypto.com Prepaid Visa Card under MAS Payment Services Act (cdc-sg-resident-limits) Foris Visa Prepaid Card Terms — Singapore (cdc-sg-card-terms)
文件记载条款 · overseas-only-atm
Overseas ATM allowance and local prohibition: {"localAtmPermitted": false, "monthlyOverseasFreeAllowance": 200, "excessPercent": 2, "dailyLimit": 500, "monthlyLimit": 5000, "annualLimit": 10000}
Resident fee ATM rows; local ATM prohibition · 条款核对日期: 2026-10-19
- Scenario lacks ATM location; a global atm rule would wrongly imply domestic service. costRules.atm remains null.
- Only overseas ATM; operator fees separate.
来源: Crypto.com Prepaid Visa Card Fees and Limits (Singapore – applicable to Singapore residential address users only) (cdc-sg-resident-fees) Limits to SG Crypto.com Prepaid Visa Card under MAS Payment Services Act (cdc-sg-resident-limits)
文件记载条款 · foreign-fee-scope
Foreign Transaction Fee heading with ambiguous domestic scope: {"heading": "Foreign Transaction Fee", "currentPercent": 2, "priorPercent": 0.5, "domesticSgdScope": "UNKNOWN"}
Midnight Foreign Transaction Fee heading and September 1 change · 条款核对日期: 2026-10-19
生效起日: 2026-09-01 · 有效截止日: 未知
- Cannot decide from this capture whether all domestic SGD transactions are included; no universal purchase/fx rate set.
- Heading and all-purchases/ATM wording must both be retained.
文件记载条款 · funding-channel-fees
Channel-specific funding fees: {"debitPercent": 0, "creditPercent": 1, "applePayPercent": 2}
Singapore resident load rows · 条款核对日期: 2026-10-19
- A zero debit-load fee is not a zero fee for every loading route.
- Named load channels only.
文件记载条款 · physical-and-closure
Physical-card and closure costs: {"firstPhysical": 4.99, "replacement": 45.01, "closure": 50}
Singapore resident Midnight event-fee rows · 条款核对日期: 2026-10-19
- Legacy v1 aggregate limitation: No event selector.
- Corresponding physical-card or closure event only.
文件记载条款 · inactivity-fee
Monthly inactivity charge after twelve months: {"monthsInactive": 12, "monthlyAmount": 6}
Inactivity row; September 1 effective note · 条款核对日期: 2026-10-19
生效起日: 2026-09-01 · 有效截止日: 未知
- Legacy v1 aggregate limitation: No inactivity state; older SGD 5 not carried forward.
- Twelve months inactive.
文件记载条款 · programme-limits
Balance and rolling transfer/spend limits: {"maximumBalance": 20000, "rollingTwelveMonthTransferSpend": 100000}
Stored value and rolling twelve-month transfer/spending rows · 条款核对日期: 2026-10-19
- Cost scenario has no balance or rolling transaction history to validate these ceilings.
- Singapore resident programme.
来源: Limits to SG Crypto.com Prepaid Visa Card under MAS Payment Services Act (cdc-sg-resident-limits) Crypto.com Prepaid Visa Card Fees and Limits (Singapore – applicable to Singapore residential address users only) (cdc-sg-resident-fees)
文件记载条款 · availability-provenance
Current captured programme/application documents support the stated service/application state; individual approval and live application operation were not tested.
Current App application and Foris Asia issuer information; resident fee link · 条款核对日期: 2026-10-19
- ACTIVE is programme status, OPEN is a documented route, neither is a guaranteed personal approval.
来源: Crypto.com Visa Card: Earn Up to 5% back on your daily spending (cdc-sg-program)
未决事实 · unknown-pricing-and-rewards
Current executable crypto quote/spread, individual rewards/points realization, staking/lockup applicability and complete account cost remain unverified.
Limits of captured programme documents · 条款核对日期: 2026-10-19
- Null is unknown or not represented in this model, not a documented zero.
来源: Foris Visa Prepaid Card Terms — Singapore (cdc-sg-card-terms)
文件记载条款 · annual-card-fee-scope
Application help distinguishes the prepaid card itself having no monthly/annual fee from separately charged LevelUp subscriptions; no subscription fee is assumed zero.
Prepaid card versus LevelUp subscription fee explanation · 条款核对日期: 2026-10-19
- No annual amount field in cardSchema; this does not price a subscription.
来源: How to Apply for a Crypto.com Prepaid Card (cdc-card-application)
产品结构
- 提供商
- Crypto.com
- 发行方
- Foris Asia Pte Ltd
- 项目管理方
- 未核验
- 卡类型与卡组织
- PREPAID / VISA
- 虚拟卡与实体卡
- 是 / 是
- 充值资产
- SGD
- 充值方式
- Supported crypto converted to fiat before card loading; debit/credit/Apple Pay paths have distinct charges
- 托管模式
- CUSTODIAL
- KYC 要求
- REQUIRED
- 兑换机制
- Card fiat wallet stores payment value; supported crypto is converted to fiat before loading. App crypto/cash service entity is separate from issuer; current spread is unknown.
- 提现条件
- Local Singapore ATM use is prohibited. Overseas ATM only: Midnight SGD 200 monthly allowance then 2% excess, plus possible operator charges. Limits SGD 500/day, SGD 5,000/month and SGD 10,000/year.
- 质押要求
- 未核验
- 锁定要求
- 未核验
适用条件
SG
A documented residence-rule match is not individual account/card approval; identity verification and the current application process remain separate. · Nationality and tax-residency requirements are not inferred from shipping, language or network acceptance. · Singapore residential-address programme; age 18+, approved App, identity checks and no duplicate card; citizenship is not inferred from the phrase Singaporean residents.
资格核验日期: 2026-10-19
费用与条件
- monthly: 0 SGD · 2026-10-19 · Crypto.com
- issuance: 未核验
- funding: 未核验
- conversion: 未核验
- spread: 未核验
- fx: 未核验
- atm: 未核验
- withdrawal: 未核验
奖励与条件
未核验
风险披露
- Official-document verification only; no account, transaction, ATM withdrawal, conversion, reward or complaint tested.
- Crypto sale quotes/spreads and individual onboarding outcomes remain unknown; no personal tax or legal conclusion is made.
- Contract identifies Foris Asia as issuer and claims Major Payment Institution status; MAS registry was not independently checked. Non-Singapore notice is not generalized to Singapore resident protections. No independent insurance/insolvency conclusion is made.
- Singapore residential-address programme; age 18+, approved App, identity checks and no duplicate card; citizenship is not inferred from the phrase Singaporean residents.
- Local ATM is not permitted; the overseas ATM rule must not be exposed as an unrestricted domestic quote.
- Debit load 0%, credit load 1%, Apple Pay load 2%; first physical SGD 4.99, replacement SGD 45.01, closure SGD 50.
- After 12 months inactive SGD 6/month effective 2026-09-01; maximum balance SGD 20,000 and rolling twelve-month transfer/spend cap SGD 100,000.
- Foreign Transaction Fee heading lists Midnight all purchases/ATM at 2% after September 1 (older 0.5%); domestic SGD applicability is unclear and not encoded as a universal purchase rate.