Crypto.com
Crypto.com Midnight prepaid — Canada
Card can hold CAD only; crypto is converted to market fiat before loading. App services are supplied separately by Foris DAX CAN ULC; current quote/spread is unknown.
最近更新: 2026-10-19 · 在 14 天复核周期内 · 仅供教育与研究,不构成投资、法律或税务建议。
项目生命周期: ACTIVE · 新申请状态: OPEN
- The captured official application/programme documents describe a current application route; no application was attempted.
- OPEN describes a documented programme application route, not a guarantee that a person will be accepted.
字段复核队列(证据核对周期 14 天)
- availability: 2026-10-19 · CURRENT · cdc-card-application
- residence: 2026-10-19 · CURRENT · cdc-ca-app-terms, cdc-ca-midnight-agreement
- costRules: 2026-10-19 · CURRENT · cdc-ca-midnight-agreement, cdc-ca-fees, cdc-card-application
- fees.monthly: 2026-10-19 · CURRENT · cdc-card-application
- fees.issuance: 未知 · UNKNOWN ·
- fees.funding: 未知 · UNKNOWN ·
- fees.conversion: 未知 · UNKNOWN ·
- fees.spread: 未知 · UNKNOWN ·
- fees.fx: 2026-10-19 · CURRENT · cdc-ca-fees
- fees.atm: 未知 · UNKNOWN ·
- fees.withdrawal: 未知 · UNKNOWN ·
- rewards: 未知 · UNKNOWN ·
核对已记录的居住条件
仅核对填写的居住事实。国籍、税务居民、发行、配送、账户核验及个人审批分别判断。输入仅保留在本页。
计算已记录的项目费用
v2 教学场景。请填写费用扣取前、以卡币种计价的本金;不获取实时汇率,也不授权交易。未填事件事实保持未知。输入仅保留在本页。
旧版汇总模型限制
这些保守的 v1 缺项为旧调用保留。下方 v2 场景可判定已表示的条件;未知价格和交易限制仍单独列明。
- Documented physical/replacement and applicable account/funding events are outside this monthly scenario · 来源: cdc-ca-fees
- Unconditional current purchase-program percentage was not captured · 来源: cdc-ca-fees
- Known non-CAD 2% additional charge and network quote are outside this subtotal · 来源: cdc-ca-fees
- Current crypto-to-CAD quote/spread is unknown · 来源: cdc-ca-topup
- Domestic issuer ATM 0 is documented, but domestic/foreign scope and operator charge are not resolved by this model · 来源: cdc-ca-midnight-agreement, cdc-ca-fees
已记录条款、平台声明与未决事实
来源文字保留记录时的语言。官方文件核验不等于直接实测产品。以下条件费用不自动视为每月固定收费。
文件记载条款 · monthly-card-fee
Card itself has no monthly fee; separate paid subscription/service tiers are not included.
Card fee wording / Midnight Schedule B or maintenance fee row · 条款核对日期: 2026-10-19
- LevelUp or other account/subscription services can have separate charges.
来源: How to Apply for a Crypto.com Prepaid Card (cdc-card-application)
文件记载条款 · programme-rights
Digital Commerce Bank issues the CAD prepaid card; not credit; optional CAD auto-load; balance is not an individual bank deposit, earns no interest and is not CDIC-insured.
Agreement sections 1–2 and 4.1–4.5; current programme disclaimers · 条款核对日期: 2026-10-19
- Foris Inc offered-by role is not automatically programme manager.
来源: Cardholder Agreement for a Prepaid Card — Foris (Midnight Blue) (cdc-ca-midnight-agreement) Crypto.com Visa Card: Earn Up to 5% back on your daily spending (cdc-ca-program)
文件记载条款 · required-app-eligibility
Necessary App terms require Canada residence, age 18+, KYC/legitimate personal use and no prohibited restricted residence/tax-jurisdiction connection.
Section 5.3, PDF page 35 (zero-based 34) · 条款核对日期: 2026-10-19
- Necessary App conditions do not guarantee card approval.
- Tax restriction is a textual condition, not executable in residenceMatch.
来源: Crypto.com App and Web Terms and Conditions — Foris DAX CAN ULC (cdc-ca-app-terms)
文件记载条款 · funding-path
CAD/crypto funding process converts supported crypto before card use; current quote/spread not captured.
Funding process and programme CAD-only disclaimers · 条款核对日期: 2026-10-19
来源: How do I fund my Crypto.com Visa Card (Canada)? (cdc-ca-topup) Crypto.com Visa Card: Earn Up to 5% back on your daily spending (cdc-ca-program)
文件记载条款 · domestic-atm
Domestic issuer ATM fee: {"domesticIssuerPercent": 0, "atmDailyLimit": 700, "atmMonthlyLimit": 7000}
Fee Information Box and Canada ATM limits · 条款核对日期: 2026-10-19
- Legacy v1 aggregate limitation: Current monthly ATM rule has no domestic-versus-foreign scope; 0 must not become a global ATM fee.
- Only captured issuer domestic ATM component; operator and foreign-currency charges separate.
来源: Cardholder Agreement for a Prepaid Card — Foris (Midnight Blue) (cdc-ca-midnight-agreement) Crypto.com Prepaid Visa Card Fees and Limits (Canada) (cdc-ca-fees)
文件记载条款 · foreign-transaction-fee
Non-CAD purchase and ATM charge: {"percent": 2}
Canada Midnight non-CAD row · 条款核对日期: 2026-10-19
- fees.fx preserves known rate; productCost does not consume scalar FX fees.
- Non-CAD purchases and withdrawals, not all CAD spending.
来源: Crypto.com Prepaid Visa Card Fees and Limits (Canada) (cdc-ca-fees)
文件记载条款 · physical-card-costs
First physical / replacement card charges: {"firstPhysical": 4.99, "replacement": 10}
Canada Midnight physical/replacement rows · 条款核对日期: 2026-10-19
- Legacy v1 aggregate limitation: No physical issuance/replacement event selector.
- Specific card events only.
来源: Crypto.com Prepaid Visa Card Fees and Limits (Canada) (cdc-ca-fees)
文件记载条款 · tax-residence-predicate
Required App tax/residence-jurisdiction restriction: {"requirement": "No prohibited connection to restricted residence/tax-residence jurisdictions"}
Section 5.3 PDF page 35 · 条款核对日期: 2026-10-19
- The current checker has country/age/nationality but no tax-residence predicate.
- Canada App eligibility; absence of a coded rejection is not confirmation of full eligibility.
来源: Crypto.com App and Web Terms and Conditions — Foris DAX CAN ULC (cdc-ca-app-terms)
文件记载条款 · availability-provenance
Current captured programme/application documents support the stated service/application state; individual approval and live application operation were not tested.
Prepaid application, residential address, virtual/physical sequence and card-versus-subscription fee wording · 条款核对日期: 2026-10-19
- ACTIVE is programme status, OPEN is a documented route, neither is a guaranteed personal approval.
来源: How to Apply for a Crypto.com Prepaid Card (cdc-card-application)
未决事实 · unknown-pricing-and-rewards
Current executable crypto quote/spread, individual rewards/points realization, staking/lockup applicability and complete account cost remain unverified.
Limits of captured programme documents · 条款核对日期: 2026-10-19
- Null is unknown or not represented in this model, not a documented zero.
来源: Cardholder Agreement for a Prepaid Card — Foris (Midnight Blue) (cdc-ca-midnight-agreement)
文件记载条款 · annual-card-fee-scope
Application help distinguishes the prepaid card itself having no monthly/annual fee from separately charged LevelUp subscriptions; no subscription fee is assumed zero.
Prepaid card versus LevelUp subscription fee explanation · 条款核对日期: 2026-10-19
- No annual amount field in cardSchema; this does not price a subscription.
来源: How to Apply for a Crypto.com Prepaid Card (cdc-card-application)
文件记载条款 · operating-limits
Captured operating ceilings: {"atmDaily": 700, "atmMonthly": 7000, "loadDaily": 15000, "loadMonthly": 35000, "maximumBalance": 35000}. These are not authorization guarantees.
Canada Midnight ATM, load and maximum-balance rows · 条款核对日期: 2026-10-19
- Current amount/authorization and history were not tested.
来源: Crypto.com Prepaid Visa Card Fees and Limits (Canada) (cdc-ca-fees)
文件记载条款 · application-formats
The common prepaid-card application help describes virtual and physical card formats and the virtual-then-physical process.
Prepaid card application steps: virtual card followed by optional physical card; distinct from US credit-card application · 条款核对日期: 2026-10-19
- Current individual application and delivery not tested.
来源: How to Apply for a Crypto.com Prepaid Card (cdc-card-application)
文件记载条款 · domestic-pos-and-replacement-waiver
Canada domestic POS issuer fee is 0; replacement CAD 10 is waived for a defect affecting transactions that is not the cardholder’s responsibility. Unknown replacement cause does not establish CAD 10.
Fee Information Box — Canada domestic POS; replacement card fee and defective-card exception · 条款核对日期: 2026-10-19
- Captured official terms, not directly tested or human approved.
- Only the named conditional fee/component is executable; unknowns remain separate.
来源: Cardholder Agreement for a Prepaid Card — Foris (Midnight Blue) (cdc-ca-midnight-agreement) Crypto.com Prepaid Visa Card Fees and Limits (Canada) (cdc-ca-fees)
产品结构
- 提供商
- Crypto.com
- 发行方
- Digital Commerce Bank
- 项目管理方
- 未核验
- 卡类型与卡组织
- PREPAID / VISA
- 虚拟卡与实体卡
- 是 / 是
- 充值资产
- CAD
- 充值方式
- CAD loading; supported crypto converted to CAD first; optional authorized CAD auto-loading described in agreement
- 托管模式
- CUSTODIAL
- KYC 要求
- REQUIRED
- 兑换机制
- Card can hold CAD only; crypto is converted to market fiat before loading. App services are supplied separately by Foris DAX CAN ULC; current quote/spread is unknown.
- 提现条件
- Agreement Fee Information Box lists issuer domestic ATM fee 0; non-CAD purchase/ATM charge 2% is separate. Captured ATM limits CAD 700/day and CAD 7,000/month. No USD/EUR-style monthly free allowance is assumed.
- 质押要求
- 未核验
- 锁定要求
- 未核验
适用条件
CA
A documented residence-rule match is not individual account/card approval; identity verification and the current application process remain separate. · Nationality and tax-residency requirements are not inferred from shipping, language or network acceptance. · Required App terms section 5.3 requires Canada residence and age 18+, identity checks, legitimate personal use, and no prohibited links to restricted residence/tax-residence jurisdictions. The full tax predicate is not represented by this country/age checker. · Required App: Canada resident age 18+ and KYC, subject also to restricted residence/tax jurisdiction conditions; no individual approval tested.
资格核验日期: 2026-10-19
Foris DAX CAN ULC Digital Commerce Bank
费用与条件
- monthly: 0 CAD · 2026-10-19 · Crypto.com
- issuance: 未核验
- funding: 未核验
- conversion: 未核验
- spread: 未核验
- fx: 2% · 2026-10-19 · Crypto.com
- atm: 未核验
- withdrawal: 未核验
奖励与条件
未核验
风险披露
- Official-document verification only; no account, transaction, ATM withdrawal, conversion, reward or complaint tested.
- Crypto sale quotes/spreads and individual onboarding outcomes remain unknown; no personal tax or legal conclusion is made.
- Agreement section 4.5 says the balance is not an individual DCBank deposit, bears no interest and is not CDIC-insured. No independent safeguarding or insolvency-recovery outcome is established.
- Required App: Canada resident age 18+ and KYC, subject also to restricted residence/tax jurisdiction conditions; no individual approval tested.
- Foris Inc is described as offering the card; this wording is not promoted to a contract-defined programme-manager role.
- First physical CAD 4.99; replacement CAD 10; non-CAD purchases/ATM 2%; load limits CAD 15,000/day and CAD 35,000/month; max balance CAD 35,000.
- Quebec cancellation notice differs under section 10; no Quebec ban is inferred. Spending Power and third-party credit/loyalty services are not this prepaid card.