Coinbase
Coinbase Card — US debit
The agreement describes converting supported linked-account balances to USD and loading the card for a transaction. A crypto sale can involve spread; its current amount was not captured.
最近更新: 2026-10-18 · 在 14 天复核周期内 · 仅供教育与研究，不构成投资、法律或税务建议。
项目生命周期: ACTIVE · 新申请状态: CONDITIONAL
- Current overview and official legal link describe this program; no live application or transaction was attempted.
- Current program documents do not guarantee an open application or individual approval.
字段复核队列（证据核对周期 14 天）
- availability: 2026-10-18 · CURRENT · coinbase-card-overview, coinbase-card-eligibility, coinbase-card-fees, coinbase-card-rewards, coinbase-card-cha, coinbase-card-legal-index
- residence: 2026-10-19 · CURRENT · coinbase-card-eligibility, coinbase-card-overview, coinbase-card-cha
- costRules: 2026-10-18 · CURRENT · coinbase-card-cha, coinbase-card-fees
- fees.monthly: 2026-10-18 · CURRENT · coinbase-card-cha
- fees.issuance: 2026-10-18 · CURRENT · coinbase-card-cha
- fees.funding: 未知 · UNKNOWN ·
- fees.conversion: 未知 · UNKNOWN ·
- fees.spread: 未知 · UNKNOWN ·
- fees.fx: 未知 · UNKNOWN ·
- fees.atm: 未知 · UNKNOWN ·
- fees.withdrawal: 未知 · UNKNOWN ·
- rewards: 未知 · UNKNOWN ·
核对已记录的居住条件
仅核对填写的居住事实。国籍、税务居民、发行、配送、账户核验及个人审批分别判断。输入仅保留在本页。
计算已记录的项目费用
v2 教学场景。请填写费用扣取前、以卡币种计价的本金；不获取实时汇率，也不授权交易。未填事件事实保持未知。输入仅保留在本页。
旧版汇总模型限制
这些保守的 v1 缺项为旧调用保留。下方 v2 场景可判定已表示的条件；未知价格和交易限制仍单独列明。
- Current crypto conversion quote / spread · 来源: coinbase-card-fees
- Applicable currency conversion cost · 来源: coinbase-card-cha
- ATM operator charge · 来源: coinbase-card-fees
- Other applicable account/funding charges not fully captured · 来源: coinbase-card-cha, coinbase-card-fees
已记录条款、平台声明与未决事实
来源文字保留记录时的语言。官方文件核验不等于直接实测产品。以下条件费用不自动视为每月固定收费。
文件记载条款 · evidence-1
US residence excluding Hawaii; agreement requires age 18 or older and US citizen or permanent resident status; account, identity/address verification and acceptance of terms.
Official help eligibility; October 14, 2024 agreement PDF page 3, section 2 Eligibility and Activation · 条款核对日期: 2026-10-19
- Citizenship or permanent resident status is not automatically evaluated by the residence form; nationality alone cannot encode permanent residency.
- Individual approval and current personalized app conditions remain unverified.
- The agreement filename identifies the October 14, 2024 version; its effective date was not established.
来源: Coinbase Card eligibility (coinbase-card-eligibility) Coinbase Cardholder Agreement — October 14, 2024 PDF (coinbase-card-cha)
文件记载条款 · evidence-2
Agreement lists zero issuer monthly, issuance/purchase, transaction, international and ATM fees; crypto sale spread and ATM operator charges are separate.
fees; Captured US agreement; unknown current spread · 条款核对日期: 2026-10-18
- Spread amount
- Third-party ATM charge
- All-in FX quote
来源: Coinbase Cardholder Agreement — October 14, 2024 PDF (coinbase-card-cha) Coinbase Card fees and tax (coinbase-card-fees)
文件记载条款 · evidence-3
Available crypto reward offers change and are shown in the app.
rewards; Offer mechanism only · 条款核对日期: 2026-10-18
- Current percentage
- Cap
- Eligible offer and actual payout
产品结构
- 提供商
- Coinbase
- 发行方
- Pathward, N.A.
- 项目管理方
- Coinbase; Marqeta is identified as processing partner
- 卡类型与卡组织
- DEBIT / VISA
- 虚拟卡与实体卡
- 是 / 是
- 充值资产
- USD
- 充值方式
- Linked Coinbase account; supported crypto may be converted to USD before card loading
- 托管模式
- CUSTODIAL
- KYC 要求
- REQUIRED
- 兑换机制
- The agreement describes converting supported linked-account balances to USD and loading the card for a transaction. A crypto sale can involve spread; its current amount was not captured.
- 提现条件
- Issuer ATM fee is listed as zero in the agreement; an ATM operator can charge. Exact current account-specific withdrawal limits were not verified.
- 质押要求
- 未核验
- 锁定要求
- 未核验
适用条件
未知，请勿默认符合资格。
Official help requires US residence excluding Hawaii, a valid Coinbase account, identity and address verification, and acceptance of card terms. · The linked October 14, 2024 agreement, section 2 (PDF page 3), requires age 18 or older and a US citizen or permanent resident. · US citizen or permanent resident status is not automatically evaluated by this residence form; a nationality code does not establish permanent residency. · A match of supplied residence facts is not an application approval. Individual approval and current app-specific conditions have not been tested.
资格核验日期: 2026-10-18
Coinbase Coinbase Pathward, N.A. / Coinbase
费用与条件
- monthly: 0 USD · 2026-10-18 · Pathward, N.A. / Coinbase
- issuance: 0 USD · 2026-10-18 · Pathward, N.A. / Coinbase
- funding: 未核验
- conversion: 未核验
- spread: 未核验
- fx: 未核验
- atm: 未核验
- withdrawal: 未核验
奖励与条件
未核验
风险披露
- Custodial account access, card approval and transactions can be restricted under applicable terms.
- Crypto conversion is distinct from payment authorization and may be a taxable disposal depending on the user and law. No individual tax conclusion is made.
- Issuer FDIC membership alone does not establish insurance for crypto or USDC. No deposit-insurance conclusion for a specific balance is made.
- US debit product only; this is not Coinbase One credit or an EEA/UK program.
- Hawaii residence is excluded by eligibility documentation.
- The agreement lists zero issuer card transaction/international/ATM fees; those are not proof of zero spread, network conversion cost or third-party ATM fees.
- Current app reward percentage, cap, available assets, spread and personalized limits remain unknown.